Effective Date: November 11, 2025

By using Insightful services, you agree to the following terms:

Service Nature: Insightful provides psychic intelligence and strategic guidance. Insights are perspectives, not directives. Experiences and outcomes may vary.

Personal Responsibility: By purchasing Insightful’s services you accept full responsible for your decisions, actions, and results. Insightful services are not a substitute for licensed medical, legal, or financial advice.

Confidentiality: All personal and professional information shared remains strictly confidential.

Payment & Session Policies: Payments must be made before sessions. Missed appointments or late cancellations are charged in full.

Limitation of Liability: To the fullest extent permitted by law, Insightful is not liable for indirect, incidental, or consequential damages arising from use of our services.

Amendments: Insightful reserves the right to modify these terms and to discontinue services. Continued use of our services constitutes acceptance of any changes.